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5 Advantages of a Carchex Auto Warranty

Carchex Auto Warranty
Image Source: Motor1.com

A wise man once told me that once you buy a car, you never stop paying for it. 

Even if you paid for it with cash and it is running perfectly with no repairs needed, you still have to put fuel into it. With electric cars, you still have to charge them, often with your own electricity.

But what he was really getting at is that no matter how good the condition of the vehicle is when you bought it, or how well you look after it and maintain it, eventually, something will go wrong, and you will be facing a repair bill.

How much do car repairs cost?

Well that depends on the problem your car has.

Here are some typical repair costs:

  • Air Conditioning Repair – $650
  • Electrical Repair – $675
  • Engine Rebuild/Replacement – $2776
  • Suspension Repair/Replacement – $784
  • Fuel System Replacement – $1033
  • Transmission Rebuild/Replacement – $1865.

An auto warranty or extended auto warranty is a vehicle service contract that is a fantastic way to protect you from these unexpected repair costs.

Carchex is one of the largest providers of Vehicle Protection Plans that you will find on the internet. They have been in business for more than a decade and Carchex coverage provides the highest level of coverage at the lowest possible price for Auto Warranties.

Five advantages of a Carchex warranty include:

  • Customize your plan

An exclusionary extended warranty, sometimes call ”bumper-to-bumper” coverage, is possibly the best vehicle protection coverage.

This type of warranty covers almost anything that could go wrong with your vehicle, apart from a small list of parts and the costs of regular maintenance, cosmetic items, and physical damage. 

Normal wear-and-tear items are not included which is the same for factory warranties. Things like wiper blades, tires, lights, and batteries are usually not covered under any warranty.

Most extended warranties come with 24-hour roadside assistance, rental benefit, and trip interruption reimbursement. 

In general, these plans cover damage due to mechanical failure of the:

  • Engine
  • Transmission and transfer case
  • Differential assembly
  • Drive axle
  • Seals and gaskets
  • Steering
  • Electrical
  • Air conditioner
  • Brakes
  • Front and rear suspension
  • Fuel delivery system
  • Cooling system

Within each category in this list is an entire sub-list of covered components. 

Engine coverage can include up to 40 components, but more basic coverage may cover only 10 – 20 engine components.

Plans will cover the car for anywhere between 2 to 7 years.

The more items covered and the longer the period, the higher the cost

You can choose a deductible to reduce the cost of the car warranty. This is an amount you contribute to any claim. The bigger the deductible chosen the less to cost so the warranty.

The deductible is what you pay out of pocket for any damages before the warranty kicks in. With more comprehensive plans the deductible is typically lower. This can  

  • You choose the repairer

You can choose where your vehicle gets repaired provided, they are a licensed repaid facility and can include nationwide chains like Pep Boys, Goodyear and Firestone or even a dealer.

This gives you plenty of choice which isn’t always possible with other warranties.

  • Repair Facility Submits Claims

The repair facility checks over the vehicle then they contact the claims department and send the repairs needed for approval.

This keeps you out of all the potential haggling over what is or is not eligible for repair.

  • Claims Paid Directly to Repair Facility

When your claim is approved, the repairer completes the repairs, and the claims department pays the repairer directly.

You do not have to pay the repairer then wait for reimbursement from Carchex. If you have chosen a deductible, you must pay that to the repairer.

  • Extended warranties are transferrable

If you decide to sell your vehicle, the warranty can be transferred to the new owner. This increases the value of your vehicle when it comes to selling it inside the warranty term.

With a Carchex auto warranty, you can protect yourself from unexpected vehicle repairs with a warranty you can design to fit your budget and provide the cover that best fits your needs.

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